Effective Date: July 22nd, 2025

Welcome to AusemCapital.com (“Site”). These Terms of Service (“Terms”) govern your use of our website, tools, and services, including credit consulting and financial services, provided by Ausem Capital (“Company,” “we,” “our,” or “us”).

By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Site or services.

You agree to use this website only for lawful purposes and in a way that does not infringe the rights of others or restrict or inhibit anyone else’s use of the Site.

You may not:

• Interfere with the operation of the website
• Attempt to access secured areas of the website without authorization
• Use automated scripts or data scrapers
• Transmit any viruses or malware

To use our services, including credit consulting, you must:

• Be at least 18 years old
• Be a legal resident of the United States
• Provide truthful and accurate information during inquiry and service engagement

Ausem Capital provides financial solutions, including:

• Credit consulting and improvement support
• Loan matching services
• Financial education and advice

We do not guarantee specific outcomes (e.g., credit score increases or loan approvals). Results vary depending on individual circumstances and external factors beyond our control.

By submitting your information on our website (e.g., via the "Free Quote" button or contact form), you give express consent for us and our authorized partners to contact you via:

• Phone (calls and text messages)
• Email
• Automated or prerecorded messages

Even if your number is registered on a state, federal, or corporate Do-Not-Call list.

You may withdraw consent at any time by contacting us or opting out via email or SMS.

Certain credit consulting services may be subject to fees, which will be clearly disclosed prior to service engagement. You are responsible for any charges incurred and agree to make payments in accordance with the terms outlined in your agreement or invoice.

We comply with the Credit Repair Organizations Act (CROA) and do not charge for services in advance unless legally permitted.

All content on this site (text, graphics, logos, etc.) is the property of Ausem Capital or its content suppliers and is protected by copyright and other intellectual property laws. You may not reproduce, modify, or distribute any materials from the site without written consent.

Our services and website are provided “as-is” and “as available.” We make no warranties, express or implied, regarding the accuracy, reliability, or availability of our services. Ausem Capital does not guarantee credit score improvements, loan approvals, or financial results.

To the maximum extent permitted by law, Ausem Capital is not liable for any indirect, incidental, special, or consequential damages arising out of your use of our site or services.

Our website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of any third-party sites.

Your use of our Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information.

We reserve the right to suspend or terminate your access to the Site or services at our discretion, without notice, for any reason, including violation of these Terms.

These Terms shall be governed by and interpreted in accordance with the laws of the State of [Insert State], without regard to its conflict of law principles.

We may update these Terms from time to time. Changes will be posted on this page with an updated effective date. Your continued use of the Site indicates acceptance of any changes.

If you have any questions about these Terms of Service, please contact us at:

Email: admin@ausemcapital.com
Phone: 856-581-5121
Website: https://ausemcapital.com