Is your FICO score not where it needs to be? Allow one of our experts to go over your credit report and delete negative items before customizing a strategy to improve your score
Are your balances collecting interest? Transfer the balance to a 0% APR introductory and save. *3-5% fee*
With access to our banking relationships, you can receive $50-250k on increased credit lines at 0% interest for an introductory period with nationally recognized banks. *700+ FICO score/ < 30% utilization*
Do you need access to cash stuck on your credit card? Swipe your card with our partners and receive a wire. *3% fee applies*
Book a call with one of our credit experts who will guide you from the inception of your credit journey and throughout
National Lending Companies
Revenue - based, fast, unsecured working capital from $20K to $1M. Daily, weekly, bi-weekly repayments. Same day funding available. *3+ months in business*
Already have 2 or more unsecured positions? Lower your daily, weekly, or bi-weekly payments from 25-50% and extend the term on your current positions for immediate cash flow relief. Same day funding available.
For businesses purchasing expensive equipment and unwilling to use current assets as collateral. The new purchased inventory serves as collateral. 1-3 weeks processing. *3+ months in business / 675+ FICO score*
SBA Express, SBA 7(a) and SBA 504 are partially backed by the U.S. government, allowing for longer terms and lower rates than traditional loans. Receive up to $5.5M. 5-6 weeks processing. *2+ years in business/ no losses claimed on taxes*
Banks and Credit Unions
Access up to $100k in a revolving line - borrow what you need, repay, and borrow again. *2+ years in business to qualify*
Receive Up to $3M in cash with fixed repayment terms and “Prime +” rates. *3+ years in business / no losses on taxes to qualify*
Receive up to $500k in cash with fixed repayment terms for specific purchases. *12+ months in business / 450 + FICO score to qualify*
We do not originate, broker, or offer mortgage loans. Any content provided on mortgage-related topics is strictly for educational purposes only and should not be considered financial, legal, or mortgage advice. We help clients understand general mortgage concepts, common types of home loan products, industry terms and general processes. You should always consult a licensed mortgage broker, lender, or financial advisor before making any decisions related to residential or commercial mortgages.
Insured by the Federal Housing Administration. Ideal for real estate investors looking to purchase a multi-unit residential property and live in one of the units for a minimal down payment of 3.5%.
Ideal for investors looking to purchase, renovate, and sell a property in a short time period. Loan is based on the potential ARV (after-repair value), allowing for capital to be used on the purchase and renovations. *8-15% interest*
Convert your home equity into cash used to renovate your property, or purchase a new one. A cashout refinance allows you to borrow up to 80% of your home’s value minus the balance on your mortgage. *Must have at minimum 20% equity in your home*
A DCSR loan is used by real estate investors to leverage income generated by renting a property, even with less-than favorable credit scores. *monthly rental income must be greater than the mortgage*
A HELOC is a type of loan that allows homeowners to borrow against the equity in their home, which in turn, serves as collateral. Usually a 10 year draw period and 10 year repayment period. *700+ FICO score, 50% or less debt-to-income, 20% or more home equity*
Receive a lump sum of cash in exchange for giving an investor a stake of your home’s future appreciation. You repay the full amount plus an additional amount based on appreciation when you sell your home. Less strict DTI requirements than a HELOC, and no monthly payments.
Ausem Capital guarantees under the SEC’s Regulation Best Interest (2020) to notify and consult you on all offers, and to provide you with the most cost-effective solution. Ausem Capital is not a licensed mortgage broker. The information and consulting services provided through this website are for informational and educational purposes only and do not constitute professional mortgage advice. While we strive to provide accurate and helpful insights, you should always consult with a licensed mortgage broker before making any mortgage-related decisions. Use of this website and any consulting services offered is at your own risk.
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